Purposes
Productive loans help the clients to manage cash flow and grow their business. The clients can use the loans for any income generating activity, which includes farming, trading, service, and production.

Conditions
Currency: KHR, THB, USD
Loan terms: Up to 48 months
Loan size: Up to 80 Million KHR or equivalent
Repayment mode:
• Monthly interest, and principal at the end of the loan cycle
• Monthly interest + Principal installment
• Monthly interest and seasonal principal payment.
Interest: The interest is calculated based on principal balance

Requirement
18 – 65 years old
Spouse agrees to borrow loan
Proof to have business
Have permanent address in the operational areas
Agree to deposit collateral
Guarantor is available.

Purposes
Consumption loan is non-business loan, which can be used to pay for children education, buy house accessories, motorcycle, or pay for any non-business purpose.

Conditions
Currency: KHR, THB, USD
Loan terms: Up to 48 months
Loan size: Up to 80 Million KHR or equivalent
Repayment mode: Monthly interest + Principal installment
Interest: The interest is calculated based on principal balance

Requirement
18 – 65 years old
Spouse agrees to borrow loan
Proof to have business
Have permanent address in the operational areas
Agree to deposit collateral
Guarantor is available.

Purposes
Emergency loans help the clients to manage unexpected expenses that may occur in their family, such as family illness/accident, or pay for funeral ceremony.

Conditions
Currency: KHR, THB,
Loan terms: Up to 6 months
Loan size: Up to 600,000 Riels or equivalent
Repayment mode: Monthly interest, and principal at the end of the loan cycle
Interest: The interest is calculated based on principal balance

Requirement
18 – 65 years old
Spouse agrees to borrow loan
Proof to have business
Have permanent address in the operational areas